Private Lending in Hamilton

Looking for a private mortgage in Hamilton? The average home price is $780,000. We connect you with top local private lenders.

Private Mortgage Rates Overview

View current rates and terms for different loan types. Select your province for accurate information.

Primary financing for your property purchase or refinance.

Interest Rate
5.95% - 8.99%
Lender Fee0.75% - 4%
Broker Fee0.75% - 4%
Term1 - 3 years
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Access equity without breaking your first mortgage.

Interest Rate
8.00% - 11.99%
Lender Fee2% - 3%
Broker Fee2% - 3%
Term1 - 3 years
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Construction Loans

Financing for building or major renovations.

Interest Rate
9.99% - 14.50%
Lender Fee1.75% - 3%
Broker Fee1% - 3%
Term3 years
Min Down Payment20% - 30%
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Short-term financing to bridge the gap between buying and selling.

Interest Rate
Prime + 2% to + 5%
Lender Fee$400 - $500
Broker Fee1% - 2%
Term3 - 6 months
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Disclaimer: Your actual rates depend on your credit score, income, debt ratio, property value, and current market conditions. Rates are illustrative only—NOT an offer or commitment. Verify with a licensed professional.

Why Choose Private Lending in Hamilton?

The real estate market in Hamilton is dynamic. Many homeowners have significant equity but may not qualify for traditional bank financing due to self-employment, credit issues, or income verification challenges. Private lenders focus primarily on the property value and equity, rather than your credit score.

Sarah

Private Mortgage Intelligent Assistant

Mortgage AI trained on Canadian private mortgage expertise

Quick Questions

Disclaimer: This tool provides general education only—NOT professional advice, personalized to your situation, or a mortgage offer. Responses may be inaccurate or outdated. DO NOT submit: government IDs, full card numbers, SINs, or health info. Always verify with licensed professionals before making decisions. By using this tool, you accept these limitations and responsibility for your decisions.