Lending & Mortgage Calculators

Estimate monthly payments, borrowing power, net proceeds, and debt consolidation—all in one place.

Loan-to-Value (LTV)? is the core private-lending risk check. Use this to see if your requested loan stays within common limits.

Note: LTV is only one approval factor. Lenders also consider income, credit, property type, and exit strategy.

Property Value

Existing 1st Mortgage Balance

Requested Private Loan (2nd)

Property Location

Current LTV?: 62.50%

0%Limit: 80%100%

In urban areas, lenders typically cap lending at 80% of the property value.

Remaining Equity

$300,000