What documents do private lenders usually request?
Updated: February 28, 2026CanadaFAQPrivate lending
Quick Summary
Most private lenders want property and title details, existing mortgage payouts, and a clear explanation of the request and exit plan.
A complete package can speed up Underwriting and reduce last-minute surprises.
Common documents requested
- Property tax bill and current mortgage statements or payout letters.
- ID and basic borrower profile (employment or self-employed context).
- Purchase agreement (if it is a purchase) or value support (often an Appraisal).
- Explanation of credit issues (if any) and the purpose of funds.
- Exit plan support: refinance plan, listing plan, or timeline.
Ask your broker for a checklist and send documents in one clean package. Faster conditions usually means faster funding.