How can I stop a power of sale or foreclosure?
Updated: February 28, 2026CanadaFAQPrivate lending
Quick Summary
You may be able to stop enforcement by paying arrears, refinancing (sometimes with private lending), or selling the property before key deadlines.
If you receive enforcement notices, time matters and the exact process varies by province.
Common options
- Bring the mortgage current by paying arrears and costs.
- Refinance to pay out the demanding lender (private lending is sometimes used as a short-term bridge).
- Sell the property before the lender completes the sale process.
What to do immediately
- Get a real estate lawyer involved as soon as you receive formal notices.
- Ask for a clear statement of arrears, costs, and deadlines.
- Work with a broker to confirm whether a refinance is realistic within the time available.
Do not rely on assumptions about timelines. The safest move is to get legal advice quickly and act on a written plan.